HDFC India Credit Card like many other cards of various companies enables its user to buy an expensive commodity now and pay later in parts. HDFC Bank Credit Card also relieves its user from the risk of carrying hefty cash to make a purchase.
HDFC Credit Card
The merits of owning a credit card is known to most, especially those in urban areas of India. HDFC Bank , India offers a host of credit cards, each designed for a specific purpose and usage of a particular income group.
The HSBC India Credit Card can be broadly classified under the following categories:
- Classic Card
- Special Benefit Card
- Premium Card
- Commercial Card
The most popular HDFC Classic Card is the Silver Credit Card. It comes with the following features and benefits:
- All-purpose credit card - The HDFC Bank Silver Credit Card can be used for the most common, financial requirements like shopping,eating out, holidaying, fueling vehicle and railway ticket reservations that are both anticipated and unanticipated.
- Earn while spending - To induce its users, every purchase of Rs. 150 would attract 1 point as reward. These points can be redeemed for exciting gifts and offers.
- Add on cards - Any user of HDFC Credit Card can get up to 3 add-on cards for your spouse, parents, siblings and children (over 18 years) and allow them to enjoy the many benefits of the HDFC Bank International Silver Credit Card.
- Zero liability on lost card - In case the credit card gets lost, user can report it immediately to the 24-hour call center of HDFC Bank. This action would relieve the respective individual of liability on any fraudulent transactions that might occur against the lost card.
- Wide acceptance - HDFC Bank Silver Card is accepted at over 110,000 merchant establishments across India and Nepal and close to 18 million merchant establishments around the world.
HDFC Special Benefit Card comprises:
- Value Plus Credit Card
- Health Plus Credit Card
HDFC Premium Card category includes:
- Gold Credit Card
- Titanium Credit Card
- Woman's Gold Card
- Platinum Plus Credit Card
HDFC Commercial Card can also be subdivided into:
- Corporate Credit Card
- Business Credit Card
Each and every category mentioned above has some unique facility to offer its user. Such facilities are extremely lucrative and assess the priorities of the individuals. This explains why HDFC Credit Cards are one of the most widely used credit cards in India.
