The Jammu & Kashmir Bank Ltd Online Banking

The Jammu & Kashmir Bank Ltd Online Banking facility enables the bank client to conduct banking activities from any geographical location. The Jammu & Kashmir Bank Ltd Internet banking service is available 24 hours a day, 365 days a year. Both transactional and non-transactional activities are available in the Jammu & Kashmir Bank Ltd online banking process.

The Jammu & Kashmir Bank Ltd net banking facility is available to both Corporate and Retail customers. All customers require a computer or equivalent device connected to the World Wide Web for availing this facility.

Corporate Leanings

Corporate consumers of the Jammu & Kashmir Bank Ltd online banking facility may take advantage of features like transferring funds between accounts maintained with the bank. The bank accounts may also be viewed and accessed. Funds transfer from the client's own account to external accounts like payments are possible. The reverse, from external bank accounts to the client's own account is also possible through net banking. Utility bill payments like electricity and telephone are possible. The RBI NEFT facility is available to all Internet banking customers of Jammu & Kashmir Bank. The corporate client may request chequebooks, open a Letter of Credit (L/C), and Demand Drafts. Stop payment instructions may also be given.

E-commerce

Jammu & Kashmir Bank also allows its clients-both Retail and Corporate to use the E-commerce facility the bank provides. The brand name of the E-commerce facility is J&K Bank Secure Payment Gateway. The bank has entered into a commercial agreement with M/S Avenues India Pvt Ltd (ccevenue) for a shopping site online. Accessing the E-commerce site involves the client to have an unique User ID and Password.

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