Private Banks in India

Overall Rating: [2/5]Total Votes [ 1 ]
Rate this page: 1 2 3 4 5

Private banks in India are the banks which, like the public sector banks, don't have any government stake. The Indian private banks may be listed publicly. Those can be traded on stock exchanges as well. Private sector banks in India hold 18.2% of the total assets of Indian banking industry.

List of Private Banks in India

Here is a list of private banks in India :

Bank of Rajasthan
Bharat Overseas Bank (currently a part of Indian Overseas Bank)
Catholic Syrian Bank
City Union Bank
Dhanalakshmi Bank
Federal Bank
ING Vysya Bank
Jammu and Kashmir Bank
Karnataka Bank
Karur Vysya Bank
Lakshmi Vilas Bank
Lord Krishna Bank (currently a part of HDFC Bank)
Nainital Bank (associate of Bank of Baroda)
Ratnakar Bank
Sangli Bank (currently a part of ICICI Bank)
SBI Commercial and International Bank
South Indian Bank
Tamilnad Mercantile Bank
Axis Bank
Centurion Bank of Punjab (currently a part of HDFC Bank)
Development Credit Bank
HDFC Bank
ICICI Bank
IndusInd Bank
Kotak Mahindra Bank
Yes Bank

Following are the details (as 2008-09) of some of the private banks in India. The figures given are in Rupees crore).

Axis Bank

Name of Bank	Axis Bank
No. of Offices	786
No. of Employees	20624
Business per Employee (in ` Lakh)	1060.00
Profit per Employee (in ` Lakh)	10.02
Interest Income (in ` Crore)	10835
Other Income (in ` Crore)	2897
Interest Expended (in ` Crore)	7149
Operating Expenses (in ` Crore)	2858
Return on Assets	1.44
CRAR	13.69
Net NPA Ratio	0.40

Bank of Rajasthan

Name of Bank	Bank of Rajasthan
No. of Offices	458
No. of Employees	4075
Business per Employee (in ` Lakh)	532.93
Profit per Employee (in ` Lakh)	2.89
Interest Income (in ` Crore)	1384
Other Income (in ` Crore)	124
Interest Expended (in ` Crore)	998
Operating Expenses (in ` Crore)	315
Return on Assets	0.74
CRAR	11.50
Net NPA Ratio	0.73

Catholic Syrian Bank

Name of Bank	Catholic Syrian Bank
No. of Offices	360
No. of Employees	2676
Business per Employee (in ` Lakh)	374.00
Profit per Employee (in ` Lakh)	1.39
Interest Income (in ` Crore)	557
Other Income (in ` Crore)	100
Interest Expended (in ` Crore)	391
Operating Expenses (in ` Crore)	187
Return on Assets	0.57
CRAR	12.29
Net NPA Ratio	2.39

City Union Bank

Name of Bank	City Union Bank
No. of Offices	209
No. of Employees	2452
Business per Employee (in ` Lakh)	565.18
Profit per Employee (in ` Lakh)	4.98
Interest Income (in ` Crore)	804
Other Income (in ` Crore)	124
Interest Expended (in ` Crore)	562
Operating Expenses (in ` Crore)	140
Return on Assets	1.50
CRAR	12.69
Net NPA Ratio	1.08

Development Credit Bank

Name of Bank	Development Credit Bank
No. of Offices	81
No. of Employees	1942
Business per Employee (in ` Lakh)	379.00
Profit per Employee (in ` Lakh)	-4.00
Interest Income (in ` Crore)	645
Other Income (in ` Crore)	120
Interest Expended (in ` Crore)	448
Operating Expenses (in ` Crore)	242
Return on Assets	-1.25
CRAR	13.30
Net NPA Ratio	3.88

Dhanalakshmi Bank

Name of Bank	Dhanalakshmi Bank
No. of Offices	181
No. of Employees	1402
Business per Employee (in ` Lakh)	585.88
Profit per Employee (in ` Lakh)	4.10
Interest Income (in ` Crore)	408
Other Income (in ` Crore)	79
Interest Expended (in ` Crore)	287
Operating Expenses (in ` Crore)	113
Return on Assets	1.21
CRAR	15.38
Net NPA Ratio	0.88

Federal Bank

Name of Bank	Federal Bank
No. of Offices	611
No. of Employees	7570
Business per Employee (in ` Lakh)	750.00
Profit per Employee (in ` Lakh)	6.90
Interest Income (in ` Crore)	3315
Other Income (in ` Crore)	516
Interest Expended (in ` Crore)	2000
Operating Expenses (in ` Crore)	571
Return on Assets	1.48
CRAR	20.22
Net NPA Ratio	0.30

HDFC Bank

Name of Bank	HDFC Bank
No. of Offices	1400
No. of Employees	52687
Business per Employee (in ` Lakh)	446.00
Profit per Employee (in ` Lakh)	4.18
Interest Income (in ` Crore)	16332
Other Income (in ` Crore)	3291
Interest Expended (in ` Crore)	8911
Operating Expenses (in ` Crore)	5533
Return on Assets	1.28
CRAR	15.69
Net NPA Ratio	0.63

ICICI Bank

Name of Bank	ICICI Bank
No. of Offices	1408
No. of Employees	34596
Business per Employee (in ` Lakh)	1154.00
Profit per Employee (in ` Lakh)	11.00
Interest Income (in ` Crore)	31093
Other Income (in ` Crore)	7604
Interest Expended (in ` Crore)	22726
Operating Expenses (in ` Crore)	7045
Return on Assets	0.98
CRAR	13.96
Net NPA Ratio	2.09

IndusInd Bank

Name of Bank	IndusInd Bank
No. of Offices	182
No. of Employees	4251
Business per Employee (in ` Lakh)	836.00
Profit per Employee (in ` Lakh)	3.49
Interest Income (in ` Crore)	2309
Other Income (in ` Crore)	456
Interest Expended (in ` Crore)	1850
Operating Expenses (in ` Crore)	547
Return on Assets	0.58
CRAR	12.33
Net NPA Ratio	1.14

ING Vysya Bank

Name of Bank	ING Vysya Bank
No. of Offices	444
No. of Employees	6086
Business per Employee (in ` Lakh)	606.39
Profit per Employee (in ` Lakh)	3.03
Interest Income (in ` Crore)	2240
Other Income (in ` Crore)	548
Interest Expended (in ` Crore)	1590
Operating Expenses (in ` Crore)	772
Return on Assets	0.70
CRAR	11.65
Net NPA Ratio	1.23

Jammu & Kashmir Bank

Name of Bank	Jammu & Kashmir Bank
No. of Offices	491
No. of Employees	7627
Business per Employee (in ` Lakh)	500.00
Profit per Employee (in ` Lakh)	5.00
Interest Income (in ` Crore)	2988
Other Income (in ` Crore)	245
Interest Expended (in ` Crore)	1988
Operating Expenses (in ` Crore)	471
Return on Assets	1.09
CRAR	14.48
Net NPA Ratio	1.38

Karnataka Bank

Name of Bank	Karnataka Bank
No. of Offices	452
No. of Employees	4947
Business per Employee (in ` Lakh)	649.00
Profit per Employee (in ` Lakh)	5.00
Interest Income (in ` Crore)	1917
Other Income (in ` Crore)	353
Interest Expended (in ` Crore)	1444
Operating Expenses (in ` Crore)	347
Return on Assets	1.25
CRAR	24.08
Net NPA Ratio	0.98

Karur Vysya Bank

Name of Bank	Karur Vysya Bank
No. of Offices	296
No. of Employees	3941
Business per Employee (in ` Lakh)	638.00
Profit per Employee (in ` Lakh)	5.98
Interest Income (in ` Crore)	1446
Other Income (in ` Crore)	265
Interest Expended (in ` Crore)	1036
Operating Expenses (in ` Crore)	258
Return on Assets	1.49
CRAR	14.92
Net NPA Ratio	0.25

Kotak Mahindra Bank

Name of Bank	Kotak Mahindra Bank
No. of Offices	220
No. of Employees	8227
Business per Employee (in ` Lakh)	347.00
Profit per Employee (in ` Lakh)	3.00
Interest Income (in ` Crore)	3065
Other Income (in ` Crore)	358
Interest Expended (in ` Crore)	1547
Operating Expenses (in ` Crore)	1196
Return on Assets	1.03
CRAR	20.01
Net NPA Ratio	2.39

Lakshmi Vilas Bank

Name of Bank	Lakshmi Vilas Bank
No. of Offices	247
No. of Employees	2433
Business per Employee (in ` Lakh)	510.00
Profit per Employee (in ` Lakh)	2.07
Interest Income (in ` Crore)	658
Other Income (in ` Crore)	107
Interest Expended (in ` Crore)	504
Operating Expenses (in ` Crore)	152
Return on Assets	0.71
CRAR	10.09
Net NPA Ratio	1.24

Nainital Bank

Name of Bank	Nainital Bank
No. of Offices	92
No. of Employees	693
Business per Employee (in ` Lakh)	425.00
Profit per Employee (in ` Lakh)	6.00
Interest Income (in ` Crore)	209
Other Income (in ` Crore)	10
Interest Expended (in ` Crore)	116
Operating Expenses (in ` Crore)	39
Return on Assets	1.68
CRAR	13.10
Net NPA Ratio	0.00

Ratnakar Bank

Name of Bank	Ratnakar Bank
No. of Offices	84
No. of Employees	566
Business per Employee (in ` Lakh)	373.00
Profit per Employee (in ` Lakh)	5.00
Interest Income (in ` Crore)	138
Other Income (in ` Crore)	16
Interest Expended (in ` Crore)	74
Operating Expenses (in ` Crore)	33
Return on Assets	1.96
CRAR	42.30
Net NPA Ratio	0.68

SBI Commercial & International Bank

Name of Bank	SBI Commercial & International Bank
No. of Offices	2
No. of Employees	84
Business per Employee (in ` Lakh)	960.48
Profit per Employee (in ` Lakh)	13.17
Interest Income (in ` Crore)	54
Other Income (in ` Crore)	3
Interest Expended (in ` Crore)	36
Operating Expenses (in ` Crore)	10
Return on Assets	1.52
CRAR	21.24
Net NPA Ratio	0.00

South Indian Bank

Name of Bank	South Indian Bank
No. of Offices	519
No. of Employees	4523
Business per Employee (in ` Lakh)	645.14
Profit per Employee (in ` Lakh)	4.31
Interest Income (in ` Crore)	1687
Other Income (in ` Crore)	164
Interest Expended (in ` Crore)	1164
Operating Expenses (in ` Crore)	328
Return on Assets	1.09
CRAR	14.76
Net NPA Ratio	1.13

Yes Bank

Name of Bank	Yes Bank
No. of Offices	118
No. of Employees	2671
Business per Employee (in ` Lakh)	988.36
Profit per Employee (in ` Lakh)	11.38
Interest Income (in ` Crore)	2003
Other Income (in ` Crore)	435
Interest Expended (in ` Crore)	1492
Operating Expenses (in ` Crore)	419
Return on Assets	1.60
CRAR	16.60
Net NPA Ratio	0.33

>> More Banks in India

List of Bank Branches in India

More Banks