Union Bank Of India Loans
Union Bank of India is one of the prime public sector banks in India. Over the years, it has grown as a major bank, which was once led by Mahatma Gandhi-the Father of the Nation. It provides several banking services to its customers. Union Bank of India loan is the most important service provided by the bank.
Union Bank of India loan enables its consumers to realize their dreams. The bank provides a number of loans such as:
Union Bank of India home loan is given to customer with triple insurance benefit and flexible remittance options. Any Indian citizen who is 21 years of age or above with a steady income may apply for the home loan. The maximum repayment period is within 20 years, which should not be exceeded. In case of prepayment, no penalty is charged. Besides, the interest is calculated on reducing balance method.
The maximum amount of Union Bank of India home loan can be sought for ` 10 lac, applicable for A class cities, whereas for other cities, maximum loan would be upto ` 50 lacs. With regards to flat or house repair loans, one can get a maximum of ` 10 lacs.
Union Bank of India education loan is another loan advanced by the bank. Any needy or a meritorious student is eligible to apply for the education loan. Students in India can apply for a loan upto ` 10 lac and in order to study abroad, applicants can get a loan upto ` 20 lac.
The rate of interest charged on the loan differs on the basis of the sex of the student. For a male student, the rate of interest would be calculated at 12 % (fixed) for a loan above 7.5 lac. On the other hand, female students would be paying interest calculated at 11.50 % (fixed) for the same amount of loan.
Union Bank of India home loan includes a special scheme called Union Top-up scheme, which is advanced to its existing home loan borrowers in order to meet the expenses of home renovation, repair, furbishing and remodeling.
The bank also provides Union Bank of India car loan service. It is extended to purchase a new car, two wheeler, or a second hand vehicle. In order to apply for the same, the customer should present the guarantor. In case of unmarried person, a third party guarantor and for those married, guarantee of the spouse would do the needful.
The bank charges processing on the car loan, which is given as:
Union Bank of India personal loan or Union Bank of India comfort is offered by the bank for personal expenses and consumer durables. Remittance of the loan can be made within 36 equated monthly installment. Some of the documents required for acquiring personal loan include proof of residence and proof of income.
Union Bank of India loan enables its consumers to realize their dreams. The bank provides a number of loans such as:
- Education loan
- Home loan
- Car and two wheeler loan
- Personal loan
The maximum amount of Union Bank of India home loan can be sought for ` 10 lac, applicable for A class cities, whereas for other cities, maximum loan would be upto ` 50 lacs. With regards to flat or house repair loans, one can get a maximum of ` 10 lacs.
Union Bank of India education loan is another loan advanced by the bank. Any needy or a meritorious student is eligible to apply for the education loan. Students in India can apply for a loan upto ` 10 lac and in order to study abroad, applicants can get a loan upto ` 20 lac.
The rate of interest charged on the loan differs on the basis of the sex of the student. For a male student, the rate of interest would be calculated at 12 % (fixed) for a loan above 7.5 lac. On the other hand, female students would be paying interest calculated at 11.50 % (fixed) for the same amount of loan.
Union Bank of India home loan includes a special scheme called Union Top-up scheme, which is advanced to its existing home loan borrowers in order to meet the expenses of home renovation, repair, furbishing and remodeling.
The bank also provides Union Bank of India car loan service. It is extended to purchase a new car, two wheeler, or a second hand vehicle. In order to apply for the same, the customer should present the guarantor. In case of unmarried person, a third party guarantor and for those married, guarantee of the spouse would do the needful.
The bank charges processing on the car loan, which is given as:
- Loan above ` 2 lac, for a car or a four wheeler-` 1000
- Loan upto ` 2 lac, for a four wheeler-` 500
- For a two wheeler-` 250
Union Bank of India personal loan or Union Bank of India comfort is offered by the bank for personal expenses and consumer durables. Remittance of the loan can be made within 36 equated monthly installment. Some of the documents required for acquiring personal loan include proof of residence and proof of income.
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List of Bank Branches in India
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- abu dhabi commercial bank
- ahmedabad mercantile cooperative bank
- airtel payments bank limited
- akola janata commercial cooperative bank
- allahabad bank
- almora urban cooperative bank limited
- andhra bank
- andhra pragathi grameena bank
- apna sahakari bank limited
- au small finance bank limited
- australia and new zealand banking group limited
- axis bank
- b n p paribas
- bandhan bank limited
- bank of america
- bank of baharain and kuwait bsc
- bank of baroda
- bank of ceylon
- bank of india
- bank of maharashtra
- bank of tokyo mitsubishi limited
- barclays bank
- bassein catholic cooperative bank limited
- bharat cooperative bank mumbai limited
- canara bank
- capital small finance bank limited
- catholic syrian bank limited
- central bank of india
- chinatrust commercial bank limited
- citi bank
- citizen credit cooperative bank limited
- city union bank limited
- corporation bank
- credit agricole corporate and investment bank caly
- credit suisee ag
- dcb bank limited
- dena bank
- deogiri nagari sahakari bank ltd. aurangabad
- deposit insurance and credit guarantee corporation
- deustche bank
- development bank of singapore
- dhanalakshmi bank
- doha bank
- doha bank qsc
- dombivli nagari sahakari bank limited
- equitas small finance bank limited
- esaf small finance bank limited
- export import bank of india
- federal bank
- fincare small finance bank ltd
- fino payments bank
- firstrand bank limited
- g p parsik bank
- haryana state cooperative bank
- hdfc bank
- himachal pradesh state cooperative bank ltd
- hsbc bank
- icici bank limited
- idbi bank
- idfc bank limited
- idukki district co operative bank ltd
- indian bank
- indian overseas bank
- indusind bank
- industrial and commercial bank of china limited
- industrial bank of korea
- jalgaon janata sahakari bank limited
- jammu and kashmir bank limited
- janakalyan sahakari bank limited
- janaseva sahakari bank borivli limited
- janaseva sahakari bank limited
- janata sahakari bank limited
- jp morgan bank
- kallappanna awade ichalkaranji janata sahakari ban
- kalupur commercial cooperative bank
- kalyan janata sahakari bank
- karnataka bank limited
- karnataka vikas grameena bank
- karur vysya bank
- keb hana bank
- kerala gramin bank
- kotak mahindra bank limited
- kozhikode district cooperatiave bank ltd
- laxmi vilas bank
- mahanagar cooperative bank
- maharashtra gramin bank
- maharashtra state cooperative bank
- mashreqbank psc
- mizuho bank ltd
- nagar urban co operative bank
- nagpur nagarik sahakari bank limited
- national australia bank limited
- national bank of abu dhabi pjsc
- new india cooperative bank limited
- nkgsb cooperative bank limited
- nutan nagarik sahakari bank limited
- oriental bank of commerce
- paytm payments bank ltd
- pragathi krishna gramin bank
- prathama bank
- prime cooperative bank limited
- pt bank maybank indonesia tbk
- punjab and maharshtra cooperative bank
- punjab and sind bank
- punjab national bank
- rabobank international
- rajgurunagar sahakari bank limited
- rajkot nagrik sahakari bank limited
- rbl bank limited
- reserve bank of india pad
- sahebrao deshmukh cooperative bank limited
- samarth sahakari bank ltd
- saraswat cooperative bank limited
- sber bank
- sbm bank mauritius limited
- shikshak sahakari bank limited
- shinhan bank
- shivalik mercantile co operative bank ltd
- shri chhatrapati rajashri shahu urban cooperative
- societe generale
- solapur janata sahakari bank limited
- south indian bank
- standard chartered bank
- state bank of india
- sumitomo mitsui banking corporation
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- suryoday small finance bank limited
- sutex cooperative bank limited
- syndicate bank
- tamilnad mercantile bank limited
- telangana state coop apex bank
- textile traders cooperative bank limited
- the a.p. mahesh cooperative urban bank limited
- the akola district central cooperative bank
- the andhra pradesh state cooperative bank limited
- the bank of nova scotia
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- the cosmos co operative bank limited
- the delhi state cooperative bank limited
- the gadchiroli district central cooperative bank l
- the greater bombay cooperative bank limited
- the gujarat state cooperative bank limited
- the hasti coop bank ltd
- the jalgaon peopels cooperative bank limited
- the kangra central cooperative bank limited
- the kangra cooperative bank limited
- the karad urban cooperative bank limited
- the karanataka state cooperative apex bank limited
- the kurmanchal nagar sahakari bank limited
- the mehsana urban cooperative bank
- the mumbai district central cooperative bank limit
- the municipal cooperative bank limited
- the nainital bank limited
- the nasik merchants cooperative bank limited
- the navnirman cooperative bank limited
- the pandharpur urban co op. bank ltd. pandharpur
- the rajasthan state cooperative bank limited
- the royal bank of scotland n v
- the seva vikas cooperative bank limited
- the shamrao vithal cooperative bank
- the sindhudurg district central coop bank ltd
- the surat district cooperative bank limited
- the surath peoples cooperative bank limited
- the tamil nadu state apex cooperative bank
- the thane bharat sahakari bank limited
- the thane district central cooperative bank limite
- the varachha cooperative bank limited
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- tjsb sahakari bank limited
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- uco bank
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- union bank of india
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