Kensington Mortgage Company

The Kensington Mortgage Company, also known as KMC and Kensington Mortgage, is an UK-based home loan mortgage company. The main business activity of Kensington Mortgage Company involves facilitation of loan against residential property mortgaged as collateral.

Generally, the residential property purchased is mortgaged for a pre-defined time period, which is previously agreed upon by both, the mortgage loan borrower and the mortgage loan facilitator. Kensington Mortgage Company provides its customer with tailor-made mortgage loans at competitive rate of interest. Further, this UK-based mortgage loan company offer simple mortgage solutions to its wide pool of customer which is based on clarity, flexibility and fair pricing of the mortgage product. Kensington Mortgage specializes in providing mortgage loans to individuals with no employment or insufficient earning to fund a home loan.

Further, it has specialized products to meet the mortgage loan requirements of specialist borrower. Each and every mortgage loan products of Kensington Mortgage Company are tailor-made to suit the requirement of different types of mortgage loan borrower. Kensington Mortgages operates its business exclusively through specialized mortgage intermediaries and expert financial advisers. These financial advisors are experts in appraisal of mortgaged property and use modern underwriting software tools to appraise error free value of the property.

The Kensington Mortgage Company has been awarded with a number of awards and accolades, some of them are as follows -

• Queen's Award for Enterprise in 2006 for its innovative mortgage loan products
• Best Adverse Credit Lender in the Your Mortgage Awards for its products, service and technology
• Mortgage Lender of the Year in the Credit Today Awards
• Gold winner in the Mortgage Strategy Technology Service Awards
• Mortgage Edge Online Technology Award

Some of the important mortgage loan products and relevant important points associated with Kensington Mortgage Company are as follows -

• Custom mortgage loan facility
• Flexible mortgage
• Adverse
• Prime
• Insurance products
• Home insurance
• First time home buyer
• Construction and permanent financing in one loan
• Less-than-perfect credit
• Minimum documentation
• Renovation - loan based on completed repairs and payment is made to builder once repair is completed
• Special loan schemes for the senior citizens
• Home equity schemes
• Low monthly payment structures
• Debt consolidation
• Offers credit rewards on loan repayment regularity
• ARM - Adjustable rate mortgages
• Jumbo and super jumbo loans

The contact details of Kensington Mortgage Company are as follows -

Head Office :

Kensington Mortgages
Reading International Business Park
Basingstoke Road
Reading
RG2 6DB

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Last Updated on 5/26/2011