Indira Awaas Yojana

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The Indira Awaas Yojana (IAY) is a scheme for providing the rural folks with home and shelter. Shelter is one of the basic needs of any individual other than food and clothing. The Indira Awaas Yojana scheme was introduced by the Government of India with the purpose of construction of house property in the rural areas.

Indira Awaas Yojana was introduced in the year 1986 as a part of larger Rural Landless Employment Guarantee Programme (RLEGP) scheme. The Indira Awaas Yojana was carried on as a part of the Jawahar Rozgar Yojana (JRY) scheme in the year 1989. It was separated from this scheme in the year 1996 and henceforth continued as an autonomous scheme.

The main purpose of the Indira Awaas Yojana is to provide assistance to the people under the category of scheduled castes and scheduled tribes, rural poor people, laborers, and other non-scheduled castes and scheduled tribes categories below the poverty line. In case of the non-SC and ST, financial assistance should not exceed 40% of the entire allocation of funds to any respective state pertaining to a financial year.

In the year 1996, the benefits of Indira Awaas Yojana was extended to next-of kin and widows of defense personnel killed in action, ex-servicemen, and para-military forces killed in battle regardless of the income level of the deceased under the condition that -

  • The person in question lived in the rural sector
  • The person in question falls under the category of any other shelter rehabilitation scheme of the Government
  • The person in question does not own a house property or was in serious need of a shelter
For the better functioning of the IAY schemes a detailed report about the progress is to be maintained. Moreover, the implementation should be transparent in nature. The information about the execution of the scheme is recorded in three different levels as follows-

At village level -

  • The list of rural populace in the category of households below poverty line (BPL)
  • The list of donees for the present year and the previous year which would include the details of the number of women, ST/SC, and
  • physically disabled individual donees
  • The funds allocated to the village under the IAY scheme

At block level -

  • The proper distribution of the funds pertaining to the allotment
  • The maintenance of rosters pertaining to the progress of the implementation
  • The allocation of the financial aids in the IAY scheme at the block level

At district level -

  • The record of block wise financial assistances pertaining to the IAY scheme
  • The establishment of the standards for the distribution of the funds to different blocks

Samagra Awaas Yojana under IAY -

This scheme was introduced in the year 2000. The main purpose of the Samagra Awaas Yojana scheme is to ensure the construction of sustainable rural house property, which should be more than the roof and four walls. The aids provided by the Samagra Awaas Yojana are-

  • The provision of drinking water
  • The provision of good drainage system
  • The provision of hygienic sanitation

Last Updated on 19 May 2011