Investment Plan, Top 10 Investment Options in India

Top 10 Investment Plans available in Indian capital market provides a perfect blend of risk-reward transactions. Before buying an investment plan that yields greater results and minimum risks, an investor must acquire detailed understanding of the economic trends. This will help him in creating diversified investment portfolio besides comprehensively evaluating the various investment alternatives.

Top 10 Investment Plans Available in India


Tax Planning and Investment Planning are not Financial Planning. Both of them are the part of Financial Planning.

Where Tax planning deals with tax saving, Investment Planning helps one in reaching his financial goals. Investment Planning is tha gateway to the Financial Planning. Not to put all one's eggs in one basket is always advisable for an investor. However, diversification across different asset classes and investment schemes seems to be survivor strategy and prosper one in the uncertain times. Various Investment Options can be explored here!

Some of the most popular investment plans in India are listed below:

Insurance ProviderPlanFeaturesLife CoverPremiumGuaranteed ReturnsTotal Returns
AEGON Religare Life InsuranceiMaximize1. 100% premium allocation.
2. Unmatched Triple Protection.
3. Buy online now!
Rs.1,000,000.00Rs.100,000.00Rs.0.00Rs.3,071,736.00
TATA AIG Life InsuranceMahaLife Gold1. Life Cover till 100 yrs.
2. High Guaranteed Benefits.
3. Buy Online.
Rs.1,000,000.00Rs.88,349.00Rs.3,350,000.00Rs.10,445,000.00
Bajaj Allianz Life InsuranceiGain III1. High allocation of 98%.
2. Exclusive ULIP that you can buy online.
Rs.1,000,000.00Rs.100,000.00Rs.0.00Rs.2,924,995.00
Aviva Life InsuranceFreedom Life Advantage1. Comprehensive Protection.
2. Superior Investment Returns.
3. Regular Loyalty Additions.
Rs.1,575,000.00Rs.100,000.00Rs.0.00Rs.2,974,285.00
India First Life InsuranceSmart Save Plan1. Build savings systematically.
2. Partial Withdrawal after 5 yrs.
3. Buy Online in 5 minutes.
Rs.1,575,000.00Rs.100,000.00Rs.0.00Rs.2,772,557.00
Life Insurance CorporationJeevan Anand1. Most trusted insurer.
2. Risk Cover even after maturity.
3. With Profit Plan + Vested Bonuses.
 Rs.92,056.00Rs.1,250,000.00Rs.2,206,250.00
MetlifeMonthly Income Plan1. Guaranteed monthly income.
2. Lumpsum bonus payout.
3. Protection for family.
Rs.1,260,000.00Rs.107,739.00Rs.1,260,000.00Rs.5,565,024.00
HDFC Life InsuranceProGrowth Super II1. Life cover + death benefit + illness benefit.
2. Assured returns.
3. Risk moderate to low.
Rs.1,000,000.00Rs.100,000.00Rs.0.00Rs.2,786,513.00
ICICI Prudential Life InsuranceLife Stage Wealth II1. Tax Benefits: On premiums paid and benefits received.
2. Flexible premium payment options.
Rs.1,000,000.00Rs.100,000.00Rs.0.00Rs.2,921,023.00
IDBI Federal Life Insurance co Ltd.Wealthsurance Milestone Plan1. choice of-Fixed Returns, Variable Returns, Market related returns.
2. Flexi premium payments.
3. Tax benefits
Rs.1,000,000.00Rs.100,000.00Rs.0.00Rs.2,824,728.00


(Last Updated on 1/23/2012)

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