HSBC Mortgage

HSBC Mortgage Services is one of the foremost mortgage providers. The HSBC Mortgage is highly reputed for its dedication towards providing very high quality services and products to its customers. A wide range of products are offered by the HSBC Mortgage and they also provide the mortgage holders with variegated financial services. The HSBC Mortgage services is an important part of the HSBC Group and it has a very good reputation worldwide.

The HSBC Group has its headquarters in London and at present is one of the largest companies in the banking financial services and insurance sector in the global arena. The HSBC Mortgage has nearly 9,500 official centers in more than 76 different countries. Some important locations of the HSBC Mortgages are in Asia-Pacific region, North America, Latin America, Europe, Africa, and Middle East. The HSBC Mortgage is also listed in several of the best stock exchanges in the world such as London, Paris, New York, Hong Kong, Mumbai, Shanghai, etc. There are more than 2,00,000 stakeholders in the HSBC Holdings PLC across 100 countries.

Strategic interest of the HSBC Mortgage

• To maintain a strong financial record
• To put emphasize on the quality of credit
• To focus on cost management and gains
• To provide the best customer services
• To maintain a dedicated and skilled work force

Refinancing under HSBC Mortgage

• Refinancing of mortgage is mainly done in order to grab the vantage of low rates interest for saving the cost of mortgage. The benefits of refinancing are
• Reduction in the total sum of interest customer pays throughout his life for his loan
• Reduction in the sum of the monthly payments of the customer
• Reduction in the term period of the loans so the customer may payoff their loan faster

Refinancing options under HSBC Mortgage

• To understand all the possibilities before the consideration of refinancing as the Citi Mortgage a wide range of flexible refinance schemes
• To have the option of rolling of closing costs in the loans which allow the customers to refinance the loan with zero or minimum cash required at the time of closing
• To change the type of loan which adjusts the rate of interest

Special characteristics of the HSBC Mortgage

• The option of making overpayment
• The option of making underpayment
• The option of getting payment holiday
• The option of altering the repayment terms
• The option of altering adding fees to the mortgages
• The option of summing up the interest on a day to day basis

Last Updated on 5/26/2011