Metlife Insurance - India

About Metlife Insurance


MetLife India Insurance Company Limited India known as Metlife Insurance is an associate of MetLife, Inc. and was established as a joint venture between MetLife International Holdings, Inc., the Jammu and Kashmir Bank, M. Pallonji and Co. Private Limited and other private investors. MetLife is one of the quickest growing life insurance companies in India. It attends its customers by extending a range of modern products to different individuals and group customers, with services spread across more than 600 locations via the banking partners and company-owned offices. Currently, MetLife has in its kitty over 50,000 Financial Advisors- who help the customers get the right product across the length and breadth of the country.

MetLife, Inc., through its associates, extends its services to more than 70 million customers in the Americas, Asia Pacific and Europe.

Services offered by the MetLife companies:


  • Life insurance
  • Annuities
  • Automobile and home insurance
  • Retail banking
  • Other financial services to individuals
  • Group insurance
  • Reinsurance
  • Retirement and savings products and services

Plans of Metlife Insurancee


Child Plan:
Every parent would dream of fulfilling the child's need. Expenses are on the rise everyday, thus ensuring a good future for the child in increasingly becoming difficult. The child insurance plans of Metlife secure the future of the child such that you do not have to think tomorrow.
  • Met Bhavishya
  • Met Junior Endowment
  • Met Little Star
  • Met Junior Money Back
  • Met Magic
Retirement Plan:
New beginnings, new joys and the opportunity to explore the unfulfilled dreams of the past - these are the essential elements of a post retirement life. Financial independence is very important at this stage. The exhaustive retirement plans of Metlife guarantee a financially secure retirement.

  • Met Growth
  • Met Advantage Plus
  • Met Pension-Par
Savings Plan:
Everybody dreams. And dreams can take any shape - be it the wedding of your child, buying a house or a car and anything. The savings plans of MetLife help realize the dreams and secure the future.

  • Met Sukh
  • Met Suvidha
  • Met Saral
  • Met 100
Protection Plan:
The protection plans of Metlife Insurance relieve you from the burden of home loans, EMIs and similar responsibilities.

  • Met Suraksha
  • Met Suraksha TROP
  • Met Mortgage Protector
  • Met Suraksha Plus
Rural Plan:
The rural plans of Metlife Insurance shield your loved ones against financial obligations and also assist you to save for tomorrow. The rates of premium are quite affordable.

  • Met Vishwas
  • Met Suvidha-Rural
Investment Plan:
The Unit-Linked Insurance Plans of Metlife guarantees that your wealth is enhanced. Offering protection and wealth optimization at the same time, they are customized to meet your requirements.

  • Met Easy
  • Met Smart Gold
  • Met Smart Plus-Regular Pay
  • Met Smart Premier- Regular Pay
  • Met Smart Plus- Single Pay
  • Met Smart Premier- Single Pay
Health Plan:
Get yourself a health insurance plan from Metlife to meet the contingencies during ill health or ill financial health consequently. The Met Health Care, an elementary health insurance policy has unique advantages associated for you and your family. Family comprises of spouse and two children.

Met Health Care is a long term health insurance plan from MetLife which covers the following:
  1. Against Hospitalisation disbursements by offering you a Daily Cash benefit
  2. Against 10 major vital illnesses by giving you a lump sum benefit.
  3. Against Total & Permanent Disability due to accident by allowing you a lump sum benefit.
Met Health Care Plan at a glance

Maximum/ Minimum age of entry 18 years-55 years (At first entry, for the Principal insured) 3 months-55 years (For Secondary Insured lives)
Cover ceasing age 65 years
Maturity/Death Benefit No Maturity/Death Benefit payable
Benefits Offered
  1. Daily Hospitalisation Cash Benefit
  2. Daily ICU Cash Benefit
  3. Recuperation Benefit
  4. Critical Illness Benefit
  5. Accidental Total & Permanent Disability benefit
Premium paying frequency Yearly. Half-Yearly mode is available only if each of the persons insured select a daily cash benefit of Rs. 3000 or more.
Modal factor Half-yearly -0.5131. Multiply the tabular premium by the modal factor to get to the figure as premium payable.

Monthly Income Plan:
MetLife's Monthly Income Plan' ensures a monthly fixed income for you and your family.

Monthly Income Plan - plan at a glance

Entry Age (Last Birthday) Min - 18 years
Max - 60 years
Maximum Maturity Age 85 years
Minimum Monthly Income Rs. 2,000 p.m.
Sum Assured (fixed) 180 times the Monthly Income
Premium Payment Term 5 years/10 years
Policy Term 20 years/25 years