The London Mortgage Company is an UK-based home loan mortgage company. The main business activity of London Mortgage Company involves facilitation of sub-prime mortgage loan to individuals and corporates across United Kingdom. Within a very short period of time London Mortgage Company has earned good reputation for being a quick and efficient mortgage loan provider. London Mortgage Company provides mortgage loans at competitive rates to its vast pool of customers spread across UK and is one of the industry leaders in the mortgage loan business in United Kingdom.
The London Mortgage Company processes mortgage loan application through state-of-the-art underwriting software. This software assesses the risk involved in the deal for both, the mortgage loan provider and the mortgage loan facilitator. Further, these mortgage loan applications are reviewed and appraised according to their asset value and accordingly loan funds are disbursed. The parameters that are taken into consideration during the process of appraisal of the home loan mortgage by London Mortgage Company are as follows -
- Credit history of the borrower
- History of previous debts and their repayments
- Payment default history (if any)
- Loan repaying capacity of the borrower and mortgage loan repaying ability of the said person based on his annual income and other existing loans (if any)
- Value of the collateral mortgaged for buying or refinancing
- Existence of any insurance
Product range and highlights of London Mortgage Company are as follows -
- 2 Year Fixed rates from 6.49%
- CCJs based on number not value (per applicant)
- Defaults ignored
- Married and civil partnership applicants can apply jointly or in sole name
- No ERC on 2 Year Fixed Buy to Let
- No higher lending charge on BTLs - even at 85% LTV
- Note max 85% LTV on all Self Cert and Buy to Let products
The Lehman Brothers decided a complete restructure of their mortgage businesses in the United Kingdom. This would effectively result in the consolidation of London Mortgage Company into the SPML and/or other loan mortgage company.
The contact details of London Mortgage Company are as follows -
Main Office
Telephone / Fax 020 7920 1123
South and South East
Maria Betti - Senior Regional Sales Manager
Tel: 07919 328773
The Midlands and East Anglia
Stuart Day - Regional Sales Manager
Tel: 07799 696035
London and the Home Counties
Sharon O'Callaghan - Director of Regional Sales
Tel: 07796 278922
London and the South East
Reno Baffa - Regional Sales Manager
Tel: 07766 072267
The North
Scott Bullen - Regional Sales Manager
Tel: 07834 046442
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