Travel Accident Insurance

Due to the ever-increasing mishaps that are occurring these days it is always advisable to purchase a travel insurance policy before leaving on a trip. Travel insurance is specially a must when one is traveling overseas. It is really important because it covers you against all kinds of medical and non medical emergencies that you may incur while travelling.

One of the most important kinds of travel insurance is Travel Accident Insurance. These kinds of policies are formulated to provide coverage to the insured in the case of an accident, dismemberment or death while traveling. Since traveling is always risky and no one guarantees a hassle free journey these kinds of policies come as a relief. If you have Travel Accident Insurance to your name you can travel hassle free knowing that in case anything happens to your luggage you will at least get compensated for it.

Below is a list of some of the popular Travel Accident Insurance policies offered by some of the major insurance companies in India.

Individual Overseas Travel Insurance

ICICI Lombard's Individual Overseas Travel Insurance is a comprehensive travel accident policy that covers an individual against any kind of mishap while traveling. The policy covers both medical and non medical expenses that the insured has to incur. The term medical refers to an accident, illness etc and non medical refers to claims made in case of loss of baggage.

Key Features of the Policy

• The policy enables the ensured to cashless hospitalization facilities
• No pre medical check-up required
• Incase the insured has to sent back to India for medication then the policy also covers that.
• Travel Insurance
• Travel insurance by HDFC facilitates a smooth traveling experience for you. The travel insurance policy covers you against any medical costs incurred during traveling and loss or damage of baggage. This policy provides optimum coverage at absolutely low premiums.

Key Features of the Policy

• The policy covers individuals from the age of 3 months to 70 years
• In case of a single trip the policy lasts from 6 months to 70 years
• In case of Annual trip the policy lasts from 18 years to 70 years
• The policy provides emergency assistance 24 x 7 on a single phone call.
• The policy enables you to avail Instant Online Issuance
• No health or medical check Optimum coverage at low costs ups required to avail this travel accident policy
• Cashless hospitalization facilities
• TATA AIG Domestic Travel Guard Insurance
• This travel insurance plan by TATA AIG is a travel insurance plan that insures an individual against flight delays, baggage loss, ticket loss etc while traveling within the country. It is a domestic travel insurance policy.

Key Features of the Policy

• The policy covers the cost of a missed flight.
• In case of a trip delay, the extra amount incurred on accommodation is reimbursed by the TATA AIG Domestic Travel Guard Insurance policy
• In case you lose your booked ticket and cannot continue your journey then the cost of the ticket will be reimbursed.
• The policy provides assistance 24x 7 while you are on your journey
• In case of a medical emergency the policy covers all necessary charges like transportation and evacuation costs etc.

Last Updated on 15/06/2011

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