Insurance policies for business

Business insurance protects you and your business for claims of coverage due to negligent activities or failure to use optimum care. However you should go in for the type of business insurance which suits your business the most. Every business requires some kind of investment whether big or small hence it becomes absolutely necessary to provide some kind of a financial security to your business. Burglaries and fire brakouts are very common these days making business insurance even more important so that even if the worst happens tomorrow you know you still have hope.

Types of Insurance policies for business

Corporate Insurance: Bajaj Alliance's Corporate Insurance policy Office package protects you and your business from any unfortunate happening that might occur in the course of business.. This policy covers commercial property and contents against fire and allied perils and burglary, covers breakdown of office equipments like desktops and laptops, cash for hospitalization in case the insured is hospitalized and also daily allowance to the family members of the insured. This policy is tailor made just right to suit the needs of a businessman also covering his hospital expenses in case of an accident or ailment.

Corporate Insurance's Corporate Cover: This policy is formulated for businessmen by ICICI Lombard. This policy covers the corporate property against fire, lightning, storm, riots, cyclone, and terrorism. This Corporate Policy also covers any equipments like laptops and mobile phones if damage in the office premises, any loss of cash in transit , any financial losses suffered due to fraudulent means, legal liabilities for the employees of the company and also covers for ambulance chargers in case of any personal accidents.

Shopkeepers Policy

Shopkeepers policy by New India Assurance Company Ltd
Shopkeepers policy by New India Assurance Company Ltd is a package policy specially designed for shopkeepers. This policy comprises of 11 sections which are as follows: Section I - Building & Contents: covers the shop building under any losses caused by fire or allied perils, Section II - Burglary & Housebreaking, covers the contents of the insured shop against robberies, Section III - Money Insurance, covers loss of money in transit , whilst contained in a locker safe and money contained with cashier, Section IV - Pedal - Cycle, covers loss or damage caused to pedal cycle of the insured, Section V - Plate Glass, covers loss occurred to glass plates in the insured shop due to accidental means, Section VI - Neon Sign/Glow Sign, covers loss or damage caused to neon glow signs, Section VII - Baggage, covers loss of baggage of the insured while travelling anywhere in India, Section VIII - Personal Accident, covers the insured and his children mentioned in the schedule and aged between 5 - 70 against an accident or injuries, Section IX - Fidelity Guarantee, covers the loss occurred due to any fraud or dishonesty committed by an employee, Section X - Public Liability, covers legal liability in case of death or injuries to a third party and Compensation to insured's employees under Workmen's Compensation Act or Common Law. Section XI - Loss of Profit, Covers loss of profit due to interruption of business consequent upon loss or damage sustained by property insured under Section I of the policy due to insured perils.

United India Assurance Company Ltd's Shopkeepers Policy
United India Assurance Company Ltd's Shopkeepers Policy covers protection against loss/damage to the building and its contents which are Money in transit, Pedal Cycles, Plate Glass, Neon Sign & Glow sign, Baggage while on travel and Accidental injury causing death/disability.

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