Best Credit Cards in India

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In a developing country like India, credit cards usage is gradually leaping. Several banks and financial organizations are offering credit cards to their customers. Different people want different services from a credit card. Choosing the best credits cards in India is very critical decision. First of all, you need to understand your wants and needs before signing up for a credit card.

Credit cards let you borrow money from your financial organization. The cardholder can shop with the card to his heart's content but he needs to pay back all his debts within the prescribed time. This is the primary condition of a credit card. Some credit card companies give 30-days time to clear all the debts. If you falter to pay back the debt, you have to face the financial barriers. There are some parameters to check before landing on the most suitable credit card for you. If your concern is budget, your choice f credit cards will be different from the lavish spenders. Given below are some of the best credit cards in India:

Standard Chartered Credit cards: Standard Chartered offers a number of credit cards for various people. They can choose the best one according to their affordability and needs. Some best credits cards offered by Standard Chartered are:
  • Platinum Elite Card
  • Super Value Titanium Card
  • Platinum Rewards Card
  • Emirates Platinum Card
  • Preferred World Credit Card
  • Gold Rewards Card
  • Manhattan Platinum Card
Super Value Titanium Card by Standard Chartered offers cash back rewards. This credit card lets the cardholder save a lot. The cardholder can save up to 5 percent on every payment. This credit card is ideal for those, who are looking for a tight budget credit card.

Standard Chartered Emirates Platinum Credit Card is one of those credit cards offered by Standard Chartered, which is suitable for those who love lavish shopping. This card comes with 25000 airline miles as bonus on first usage of the card. Among the other benefits, the cardholder can earn 4 airline miles after spending 150 ` with the card.

ICICI Bank Credit Cards: ICICI credit cards are various kinds of cards, which can cater for different people. Some of the most sought credit cards offered by ICICI are:
  • Signature Credit Card
  • British Airways American Express Green Credit Card
  • Singapore Airlines VISA Platinum Credit Card
  • Platinum Identity Credit Card
  • Kingfisher Airlines MasterCard
  • Ascent American Express┬« Cards
  • HPCL Titanium Credit Card
  • Instant Gold Credit Card
  • Instant Platinum credit card
If you want budget credit cards, ICICI Bank American Express Green Credit Card is best for you. This card gives one reward point to the cardholder on his every 40 ` Signature Credit Cards by ICICI bank are ideal for those who want to spend lavishly.

Apart from these two banks, Citibank credit cards are also popular in India. All these credit cards can be accessed 24*7 and can be use overseas.

Last Updated on 12/05/2011