Credit Card deals

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Have you been looking for great deals on credit cards?? Then read on and choose the deal which suits your needs the best.


The business of credit card deals in India is a fast growing sector with more and more banks offering them to their customers. The concept of credit card deals has been changed considerably in the last five years to broaden its base among the people of India. In the modern trend of thinking in India credit cards are no longer an item of luxury. It is perceived as a product of necessity in urban life.

The growth of credit card deals in India has grown manifold times in the last five years. More than statistics this growth can also be seen in the increase of the number of places where it is accepted. This necessarily implies the growth in the use of credit card by people at more places of transaction in the last five years.

Credit Card Companies

There are several banks and financial institutions that offer credit card deals.
  • HDFC
  • Citibank
  • ICICI Bank
  • Axis Bank
  • SBI
  • ABN Amro
  • Bank of Baroda
  • Kotak Mahindra
  • Standard Chartered
  • American Express Bank

Credit Card Deals on Offer

There are several deals and categories that each of these companies offer. Customers and patrons have the option of choosing from a variety of cards according to their choice and necessities. There are various credit cards available in India.
  • Premium Credit cards – this comes first in the list of credit card categories mainly because of an array of facilities and privileges that comes with it. However it may be noted that such facilities are not available to everyone. The banks do allocate such privileges to chosen customers only.

  • Cash Back Credit cards – there are certain banks that offers various lucrative offers of a customer getting cashback of a percentage upon purchase of select items from select venues only.

  • Gold Credit Cards – such cards are also marked by their special privileges and benefits made available to the customers.

  • Airline Credit Cards – these cards offer a lot of travel related benefits to the cardholders. It is especially useful for those who are frequent travelers. There are 25 major airline credit cards available in India.

  • Silver Credit Cards – these credit cards follow the series after gold cards. They are also marked by the same principles of privileges and benefits but only a little less as signified by the name of the card.

  • Business Credit Cards – these are designed keeping in mind the growing demand for business cards. Packed with a host of financial benefits there is also an attractive reward system that has contributed to their popularity.

  • Balance Transfer Credit Cards – in this method a cardholder can transfer the existing outstanding sue of his credit card to another which is not used frequently. In this way one can save on the credit limit of their cards.

  • Co-branded Credit Cards – these cards are branded with a particular brand or outlet from which it is issued. They are like any other credit card only but limited in their usage. However they do come with a great deal of benefits like reward points and discounts.

  • Low Interest Credit Cards – these cards are very popular owing to the low rates of interest that they charge. It is done mainly to enable the customers manage their accounts easily.

  • Lifetime Free Credit Cards – this is a category of cards that do not charge any annual fee from the cardholders.