| Repayment starts 1 year after course completion or 6 months after obtaining employment(whichever is earlier) |
| Banks |
Interest rate for study in India |
Interest rate for study Abroad |
| Allahabad Bank |
11.75-12.25% |
11.75-12.25% |
| Andhra Bank |
13.75%** |
13.75%** |
| Bank of Baroda |
13.25% |
13.25% |
| Bank of India |
12.00-12.75% |
12.00-12.75% |
| Bank of Maharashtra |
12.00% |
12.00% |
| Canara Bank |
13.50%** |
11.25%** |
| Catholic Syrian Bank |
15.75% |
15.75% |
| Central Bank of India |
11.25% |
11.25% |
| Dena Bank |
13.50% |
13.50% |
| Federal Bank |
16.25%** |
16.25%** |
| IDBI Bank |
13.50% |
13.50% |
| Indian Bank |
14.00%* |
14.00%* |
| Indian Overseas Bank |
13.50% |
13.50% |
| Karnataka Bank |
14.50%** |
14.50%** |
| Oriental Bank of Commerce |
12.25% |
12.25% |
| Punjab and National Bank |
12.25% |
12.25% |
| SBI |
14.00% |
13-14% |
| State Bank of Mysore |
13.25% |
13.25% |
| State Bank of Patiala |
14.00% |
14.00% |
| UCO Bank |
14.00% |
14.00% |
| Union Bank of Indian |
12.00% |
12.00%-12.50% |
| Vijaya Bank |
11.75% |
11.75% |
