State Bank of Patiala

About State Bank of Patiala

State Bank of Patiala (SBP) is a nationalized Indian bank which is a subsidiary of the State Bank of India. Founded in 1917 by the then Maharaja His Highness Bhupinder Singh, erstwhile Patiala, the bank was initially named Patiala State Bank. It was named as State Bank of Patiala after it became a subsidiary of SBI. The bank was set up with the sole aim of nurturing the growth of agriculture, trade and industry. In 1948, the bank was brought under the control of the Reserve Bank of India or RBI. Since its inception, the State Bank of Patiala has been constantly working towards increasing its size and the volume of business.

Today State Bank of Patiala is a bank that has all the modern amenities for its clients including computerized branches. There are more than 700 branches of the bank spread all over the country catering to a diverse group of customer. Though the bank has branches across the country, a majority of the branches can be found in the states of Punjab, Delhi, Jammu & Kashmir, Gujarat, Madhya Pradesh, Haryana, Rajasthan and Himachal Pradesh.

State Bank of Patiala Banking Services

State Bank of Patiala offers various types of services to its clients. SBP shares its ATM network with other State Bank group members, so this means that the bank's customers have access to the more than 7000 State Bank Group ATMs across the country. Some of the services offered by the bank consist of:

• NRI Services
• Govt. Business
• Personal Banking
• Internet Banking
• SME & Corporate Banking
• Agriculture & Rural Banking

Personal Banking

Under the Personal Banking services offered by State Bank of Punjab, various types of loans are given to customers, so that they can take care of all their monetary needs without any hassles. SBP Loan to Pensioners is an attractive scheme for retired people. This scheme is available to all Central, State Government, Defense and SBP pensioners whose pension accounts are maintained by the bank. All the loans of State Bank of Patiala come with easy repayment options and can be paid off very easily.

Some of the other services offered by the bank under personal banking consist of SBP Loan against Mortgage of Immovable Property, SBP Loan for Earnest Money, SBP Education Loan, SBP Loan against LIC / SBI-Life Products, SBP Loan for Rural Housings, SBP Loan against RBI Relief Bonds, SBP Loan against Gold Ornaments, SBP Loan against Term Deposits, SBP Home Loan Scheme, SBP Two Wheeler Loan, SBP Realty, SBP Loan to Pensioners, SBP Career Loan, SBP Car Loan and SBP Personal Loan.

State Bank of Patiala loans

State Bank of Patiala loans are available to all customers of the bank. The bank offers personal loans, corporate loans and agriculture or rural loans. State Bank of Patiala loans have highly competitive interest rates.

Personal Loans

State Bank of Patiala Personal loans category include the following financial schemes:

• SBP Realty
• SBP Car Loan
• SBP Career Loan
• SBP Loan against Mortgage of immovable property
• SBP Two Wheeler Loan
• SBP Loan against LIC products
• SBP Loan for Rural Housing
• SBP Home Loan Scheme
• SBP Loan for Earnest Money
• SBP Education Loan
• SBP Rent
• SBP Personal Loan
• SBP Loan to Pensioners
• SBP Loan against RBI relief bonds
• SBP Loan against Gold Ornaments
• SBP Loan against Term Deposits.

Corporate Loans

State Bank of Patiala corporate loans are available in the following categories:

Loan for Small Scale Industries (SSI)

SBP Medi-home Flexi Loan scheme

SBP Shoppe

SBP Petrol Pumps Financing Scheme

SBP General Purpose Scheme for Trade and Service Sectors

SBP Hotels and Restaurants Scheme

Agriculture Loans

State Bank of Patiala agriculture loans are given in the following categories:

SBP - Finance under Kisan gold card

SBP - Finance for purchase of land for farmers scheme

SBP - Vegetable cultivation

SBP - Warehouse

SBP - Rainwater harvesting scheme for SC/ST farmers

SBP - Scheme for financing milch cattle with milkfed

SBP - Tractor plus scheme

SBP - Scheme for development /strengthening of agri marketing infrastructure

SBP - Finance under kisan card

SBP - Finance to agri clinics and agri business centers

SBP - Produce marketing loan scheme

SBP - Commercial dairy

SBP - Herbal plus

SBP - produce marketing loan scheme

SBP - Herbal plus - Stevia

SBP - Financing of jatropha plantation

Agricultural Debt Waiver and Debt Relief Scheme, 2008

Official Website: https://www.sbp.co.in/

Customer Care service:

1800 180 2010



Last Updated on May 26, 2015