Dhanlakshmi Bank Ltd

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About Dhanlaxmi Bank Ltd

Dhanlaxmi Bank Ltd is a private sector bank located in the city of Thrissur, Kerala. The bank functions under the smart guidance of Mr. G.N. Bajpai and Mr. Amitabh Chaturvedi. G.N. Bajpai is the chairman of the bank and Amitabh Chaturvedi is its Managing Director and CEO.

Operating in full force mainly in Southern States of India including Tamil Nadu, Karnataka, Andhra Pradesh and Kerala, the Dhanlaxmi Bank was started with an initial investment of ` 11, 000 only. In the year 1977, it achieved a status of the Scheduled Commercial Bank.

Its remarkable performance in the field of banking services has won it Reserve Bank of India's approval to launch 66 branches and 380 ATMs all over India in 2009. With this massive expansion plan, the total count of the customer outlets of Dhanlaxmi Bank Ltd will grow from 279 to 725. Besides, on 28th September 2009, it received an award for the best bank in the private sector.

Overview of Dhanlaxmi Bank

The Dhanlaxmi Bank Ltd was opened with the clear mission "To become a strong and innovative bank with integrity and social responsibility and to maximize customer satisfaction and the satisfaction of its employees, shareholders and the community".

On 31st March 2009, the bank did a business of ` 8,212 crore inclusive of ` 4,969 crore deposits and ` 3,243 crore advances. With this the net profit of the bank soared to ` 57.45 crore for the year concluding on 31st March 2009.

The exponential business growth of the bank in the span of 2008-09 outshined the growth rate of entire banking industry.

Products and Services of Dhanlaxmi Bank

The products and services of the Dhanlaxmi Bank can be categorized into following types:
  • Personal banking-accounts, loans, lockers, depository services & forex services
  • Corporate banking-cash management, credit, salary account and forex & trade services
  • NRI banking-accounts & deposits, money transfer, NRI home loans and investment services
  • Microfinance services-Dhanam Kissan Vahana (vehicle loan), Dhanam Kissan Card, Agri Gold Loan, Micro Credit-MFI, Micro Credit - SHG
Apart from these, Dhanalakshmi Bank will soon foray into Mutual Fund Business as well for the benefit of its customers.

Dhanlaxmi Bank Website


Offices of Dhanlakshmi Bank Ltd

Head Office
Dhanalakshmi Buildings
Naickanal, Thrissur - 680 001
Phone: 91-487-6617000
Fax: 91-487-6617222

The Dhanalakshmi Bank Limited
Dhanalakshmi Buildings
Thrissur - 680 002

The Dhanalakshmi Bank Limited
104 & 107, Om Sakthi Towers
Anna Salai
Chennai - 600 002

The Dhanalakshmi Bank Limited
No: 9/3, 1st Floor, Nitish Broadway
M G Road
Bangalore - 560 042

The Dhanalakshmi Bank Limited
Dhanalakshmi Buildings
Near A R Camp Office
Marine Drive
Kochi - 682 031

The Dhanalakshmi Bank Limited
2nd Floor, Trade View
Kamala Mills, Near Gate No. 4
P.B. Marg, Lower Parel(W)
Mumbai - 400013

Dhanalakshmi Bank Informational Data

Name of Bank Dhanalakshmi Bank
No. of Offices 181
No. of Employees 1402
Business per Employee (in ` Lakh) 585.88
Profit per Employee (in ` Lakh) 4.10
Interest Income (in ` Crore) 408
Other Income (in ` Crore) 79
Interest Expended (in ` Crore) 287
Operating Expenses (in ` Crore) 113
Return on Assets 1.21
CRAR 15.38
Net NPA Ratio 0.88

Last Updated on April 30, 2015