Family Travel Insurance

Family travel insurance covers the entire family during the vacation. Unlike the individual travel insurance, it provides insurance cover for all the family members of the policyholder. If anything happens to your family members during the holiday, this insurance policy will protect your family from any financial crisis.

Family holiday is always enjoyable but at the same time requires extensive preparation. Many of the travelers consider a family insurance as one of the most important factors to think over before boarding the flight. Truly, family travel insurance not only covers all the risks associated with a family trip, but also ensures mental peace and least hassles. Be it any sickness and accident or cancellation or lost luggage, a family travel insurance covers all predicaments.

There are many types of family travel insurance. Each of these policies has their own benefits and coverage. Some of the common family travel insurance plans are:

• Luggage insurance
• Personal liability
• Cancellations and curtailment
• Rental car insurance policies
• Recommencement of travel policies
• Hospital and medical expenses
• Trip delays
• Visitor medical insurance
• Visitor insurance

Before opting for a family travel insurance for you, there are some factors, which you need to revise.

Every travel insurance policy has some special coverage and you should choose a policy after giving enough stress on your holiday destination or type. For example, if you are going for an adventure holiday, you should consider a policy, which ensures maximum medical insurance. If you are carrying one or many expensive things in your luggage, you should opt for a policy, which covers maximum luggage insurance. If there are children in your family, you have to take special care that your family travel insurance policy includes medical benefits, cancellations, and curtailment.

Online is the best place, where you can shop around the best travel insurance for your family. You can compare insurance rates, offered by different insurance companies, on the websites. Online searching saves time and effort and it gives you updated and neutral information about an insurance policy.

Family travel insurance providers:

Apollo Munich travel insurance: Apollo Munich is a collaboration of India's the Apollo Hospitals Group and Europe's Munich Health. It offers family travel insurance offers three levels of family travel insurance: Asian, Silver, and Bronze. It can be availed by the age group of 6 months to 70 years. The insurer can cover himself, spouse, and maximum four under 21 children under this policy. These policies cover passport loss, luggage loss, medical service providers and hospitals, medical expenses, hospitalization etc. The policyholder can avail 180-days trip with these plans.

Reliance Travel Insurance India: Reliance travel insurance offers 4 kinds of policies: standard, silver, gold, and platinum. The duration of the trip can range from 3 to 182 days, and is subject to extension unto 365 days.

Last Updated on 20/06/2011

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