Multi Trip Travel Insurance

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Multi trip travel insurance or annual travel insurance is ideally made for the frequent travelers. Travel insurance is something, which should not be forgotten before planning your vacation. Travel insurance is mainly divided into two groups: single trip policy and multi trip policy. With the multi trip travel insurance, you can opt for as many tours and trips as you want to avail in one year. With one policy, you can actually cover multiple trips and the hazards associated with these tours. In this way, these policies are very cost-effective. These insurance policies protect the policyholders from any kind of accidental, personal liabilities, and baggage related issues. Some policies cover trip cancellation charges.

The advantages of multi trip travel insurance:
The annual travel insurance covers more than one or two trips annually. The number may vary from one provider to another. The duration of a single trip may vary from 30 to 60 days.

The multi trip travel insurance covers an individual for twelve months. He/she can avail many trips under this policy. This policy is very cost-effective for frequent travelers. the travelers do not need to buy separate insurance policy for each trip in a year.

Children come under this insurance policy for free. The insurance policyholder can insure 4 under 18 children under one multi trip travel insurance policy. However, the children have to travel with the policyholder.

Some insurance companies offer domestic travel insurance in their policies.

The insurance holders can avail many discounts and other offers. For example, some service providers include annual Ski Insurance for free.

Multi trip insurance plans are optimum for those, who avail more than three short or long trips in a 12-months-duration. The contract workers can also find it very profitable since they have to travel very frequently on their project related job. The policyholder needs to pay an annual premium in order to ensure all his business trips and pleasure holidays with a single policy. However, before opting for a insurance policy, you need to make sure that it covers the geographical area, you are traveling to.

Some of you may vouch against the multi trip travel insurance, because it might seem expensive than the single trip ones. Initially the policy may cost a little higher, compared to the value, one needs to pay for a single trip policy. However, if you calculate the collective premium expenses of each of the single trip travel insurance, you will find one multi trip insurance a way better than previous one.

Multi trip insurance providers:

  • TATA AIG Multi Trip insurance: TATA AIG offers multi trip insurance for ages between 19 and 70. Each trip duration can vary from 30 to 45 days. They offer gold and platinum policies in this category.

  • Bajaj Allianz Multi Travel Insurance: This policies are available for an age group of 18 to 60 years. This policy generally covers 45 days trip at one go.

  • ICICI Lombard Multi Travel Insurance: It covers a wide range of age group from 1 to 70 years. Each trip can have 30 to 45 days. They offer gold and platinum insurance policies for multi trip travel insurance.

  • Cholamandalam Multi Travel Insurance: Available for 18 to 70 years of individuals, this multi trip insurance policy can cover 30 to 90 days in one trip.

  • Reliance Multi Travel Insurance: Everyone from 1 year to 70 years can avail this policy. Each trip can cover 30 to 45 days. There are three types of multi trip insurance policies, Elite, Plus, and standard.

Last Updated on 20/06/2011

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