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Home>>Banks in India>>ABN AMRO Loans
ABN AMRO Loans
ABN AMRO India belongs to the global banking major ABN AMRO Bank N.V. ABN AMRO has a solid financial base, being one among the ten biggest banks in the world. ABN AMRO Loans in India cater mostly to the four prominent categories. These are Personal loans, Car loans, Home loans and Corporate loans.
ABN AMRO personal loans
ABN AMRO Personal Loans are totally flexible.
ABN AMRO Personal Loans are available for issues like purchase of consumer durables, assets, emergency medical needs, travel, home improvements, holidays, tax saving investments and higher education requirements. The novelty of the scheme is that no securities need to be pledged here.
ABN AMRO Personal Loans come with minimal formalities. There are no hidden costs. The interest rates are attractive. Customers need to pay a one time processing fee for it, which is non-refundable in nature.
Customers can also avail of "Balance Transfer Program" from ABN AMRO India under the personal loan scheme.
Salaried individuals employed in a company's management cadre and aged between 25 years to 70 years can apply for ABN AMRO Personal Loans. Self employed professionals like Doctors, Architects and CA's are also eligible for ABN AMRO Personal Loans.
However, all ABN AMRO Personal Loans are subject to approval by the bank. Based on the Bank's discretion the loan amount here normally varies from Rs. 25,000 to Rs. 10,00,000.
Apart from those mentioned in this article a host of other terms and conditions govern the different categories of loan from ABN AMRO India.
ABN AMRO Home Loans
ABN AMRO Home Loans are value added financing options for one's home.
ABN AMRO Home Loans are available for the following cases.
a. Home Loan for the Purchase or Construction of houses
b. For securing overdrafts for both residential and commercial buildings
c. Residential Home Equity, which is loan extended against residential property
d. Commercial Equity, which is loan extended against commercial property
e. Commercial Property Loan extended for the purpose of purchase or construction of commercial properties
Apart from these a lot of other opportunities exist in the ABN AMRO Home Loans category for the customers.
ABN AMRO Car Loans
ABN AMRO Car Loans are user -friendly, fast and cost -effective.
ABN AMRO Car Loans are available at attractive rates of interest. Tenures vary from one to five years.
Interest rates are charged at a monthly reduction balance basis. The bank dictates different income criterion applicable for different category of car loan takers.
Some special criteria are applicable for securing ABN AMRO Car Loans for the luxury car segment.
ABN AMRO Car Loans are also available for specified varieties of used cars.
ABN Corporate loans and ABN Education loans are also value added products from this global banking giant. They cater to the customized needs of the specific service segments.
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