Bank of Baroda

The Bank of Baroda was established in the year 1908 in Baroda. Ever since its inception, the bank has been growing and expanding its branches successfully. At the turn of a century, the bank has its presence in 25 countries across the world. Bank of Baroda has progressively taken a step towards commitment and values by providing uncompromising standards of service to its customers, stakeholders, employees and the like.

Heritage & Ethics of Bank of Baroda:



The Bank of Baroda was started on 20th July 1908 under the Companies Act of 1887. The initial capital invested was ` 10 Lakhs. The Maharaja was none other than Sayajirao Gaekwad who, with his visionary insight, planned the beginning of a reputed journey which over the years, came to be known as the Bank of Baroda.

It is interesting to note that during the period of 1913 to 1917; almost 87 banks in India succumbed to a financial crisis. However, the Bank of Baroda survived the economic depression by dint of its financial integrity, business prudence and concern uncompromising concern about its customers and clients. This has transcended down to the present ages and has become the motto of the bank.

Investor Relations:



By December 1996, Bank of Baroda penetrated the equity market by successfully implementing the ‘Follow on Public Offer’ of around 71 million equity shares in January 2006. In the present scenario, Bank of Baroda's public shareholding is as high as 46.19 percent with a total equity capital of 365.53 crore. This is held by Retail Investors, Banks and Financial Institutions, Employees, FIIs and OCBs, Mutual Funds, Insurance Companies and Others.

Key Financial Indicators - Profitability Ratios of Bank of Baroda:-

Particulars31.03.0531.03.0631.03.0731.03.0301.03.09
Interest expenses/AWF3.68%3.65%4.35%5.10%5.14%
Non-Interest Income/AWF1.40%1.12%1.11%1.32%1.42%
Cost Income Ratio46.24%55.43%51.30%50.89%45.38%
Net profit / AWF0.72%0.78%0.82%0.93% 1.15%
Return on Assets0.71%0.73%0.72%0.80%0.98%
Yield on Advances7.18%7.43%8.37%9.53%9.50%


Products & Services



Given below is the list of services offered by the Bank of Baroda:-

  • Retail Banking
  • Rural/Agri Banking
  • Wholesale Banking
  • SME Banking
  • Wealth Management
  • Demat
  • Product Enquiry
  • Internet Banking
  • NRI Remittances
  • Baroda e-Trading
  • Interest Rates
  • Deposit Products
  • Loan Products
  • ATM / Debit Cards
Bank of Baroda takes special care to look after the requirements of its shareholders. Given below are the various benefits provided to the shareholders of the bank:-

  • Change of address or names of Shareholders
  • Transmission of shares
  • Transposition
  • De-materializing Shares
  • Investors Services Department
  • Registrars & Share Transfer Agent
  • Bonds related to Transfer
  • Lodgment of Shares
  • Duplicate Share Certificate
  • Duplicate Dividend Warrants
  • Revalidation
  • Means of communication
  • Investor Grievance Committee
  • Electronic Clearing Services or ECS
  • Stock Market Data
Personal Services
  • Deposits
  • Gen-Next
  • Loans
  • Credit Cards & Debit Cards
  • Services
  • Lockers
Corporate Services
  • Wholesale Banking
  • Deposits
  • Loans
  • Advances
  • Services
International Services
  • NRI Services
  • FGN Currency Credits (Foreign Currency Credits)
  • ECB (External Communication Borrowings)
  • FCNR (B) Loans
  • Offshore Banking
  • Finance in Export and Import
  • Correspondent Banking Facility
  • International Treasury
Treasury service of Bank of Baroda includes Domestic operations and Forex operations.

Rural Facilities:-



Domestic Services
  • Deposits
  • Priority Sector Advances
  • Services
  • Lockers
Priority Sector Advances
  • Small Scale Industries
  • Small Business
  • Retail Loans
  • Schemes sponsored by the GOI (Government of India)
  • Baroda General Credit Card Scheme (BGCC)
  • Agriculture related Loans

Contact Details



Head Office
Suraj Plaza 1, Sayaji Ganj,
Baroda 390005
Ph: (0265) 2361852
Fax: (0265) 2362395, 2361824, 2361806.

Corporate Centre
Bank of Baroda
Baroda Corporate Centre,
Plot No. C-26, Block G,
Bandra Kurla Complex,
Bandra (East),
Mumbai 400051
Ph: (022) 6698 5000-04.
Website: http://www.bankofbaroda.com

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