Bank of Baroda home loan

Abstract: Bank of Baroda home loan is one of the most well known products of the bank. It comes in various forms and is tailor made as per the requirements of the different customers.

Bank of Baroda home loans - Overview
Bank of Baroda home loans are a prestigious part of the Bank of Baroda. The bank was established in the year 1908. It has its headquarters in Mumbai. The Bank of Baroda offers various types of loans and the home loans are an important part of the package.

The need for new houses, flats, apartments, house construction, repairing an existing house requires financial support. Bank of Baroda home loans is one of the best financial support all such people who are looking for houses or trying to repair existing houses can avail.

Bank of Baroda home loans is mainly of 3 types - Baroda Housing Loan, Baroda Housing Loans to NRIs and PIOs and Baroda Home Improvement Loans

Baroda Housing Loan



Bank of Baroda provides easy Home Loan, which is also tailor- made to the fit the requirement of different customers. The repayment period is up to 25 years with the option of floating or fixed rate of interest.

Baroda Housing Loan is available for,



  • Construction of house.
  • Purchase of old or new dwelling unit
  • Repaying a loan borrowed from other housing finance company or commercial bank.
  • Purchase of plot of land for construction of a house.

Baroda Housing Loans to NRIs and PIOs



Bank of Baroda offers innovative home loan solutions to the Non Resident Indians (NRI) and Persons of Indian Origin (PIO).

Baroda Housing Loans to NRIs and PIOs - Advantages
  • It is a home loan, which is custom made for the Non Resident Indians (NRI) and Persons of Indian Origin (PIO).
  • Free insurance pertaining to personal accident and property.
  • No pre payment or foreclosure charges for part as well as full prepayment.
  • Option of Flexi Rate plan, which evades the interest rate risk by breaking the loan into two separate accounts.

Baroda Home Improvement Loan



This is a loan pertaining to the extension of home, repairs, improvement, renovations, extension of home and for furniture, fittings and fixtures

Baroda Home Improvement Loan - Advantages



  • Loans are available for renovation, repairs, extension of the existing house, improvements.
  • Loans are available for purchase of fixtures, furniture, home appliances, furnishing, and other gadgets.


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