Dena Bank Loans

Dena Bank Loans are attractive financing options from Dena Bank, one of India's leading nationalized banks. Loan Schemes from Dena Bank are Dena Niwas, Dena Mortgage, Dena Vidya Laxmi and Dena Auto Finance.

Dena Bank Home Loans

The Dena Niwas Finance Scheme is a Dena Bank Home Loan scheme.

Dena Bank Home Loan under the Dena Niwas scheme can be taken for the following purposes.

• Plot purchase
• Purchase of a house under construction
• House construction
• Purchase of a completed house

Home loans under Dena Niwas scheme are also available for carrying out construction activities meant for building an extension of an existent house.

Dena Bank loans are available for house up-gradation and repair activities also.

The Dena Niwas scheme also offers some other amenities to customers. However, there are a host of conditions related to the granting of home loans.

It may be noted that, application for this type of loans may be done online.

Dena Bank Education Loans

Dena Bank Education Loans are available for the financing of the educational needs of students for pursuing higher studies in India or abroad.

Dena Vidya Laxmi is a premier Educational Loan Scheme from the bank. The eligibility criterion for securing Dena Vidya Laxmi Educational Loan is described in brief below.

a. Applicants need to be Indian nationals. The applicant also need to have secured an admission to any technical or professional program in a foreign or Indian university

b. Applicants need to approach the bank for the loan with "proof of admission" and the qualifying examination mark-sheet

Dena Bank Education Loans are available for the following study courses in India.

• Graduation courses
• Professional courses
• Post-Graduation courses
• PhD and Masters

The comparable disciplines for study abroad are the following.

a. Graduation for technical or professional courses from reputed universities
b. Post Graduation like MS, MCA or MBA


Other important details related to this educational loan can be sourced from the bank. Application form can be downloaded from Internet.

Dena Bank Car Loans

Dena Bank Car Loans fall under the Dena Auto Finance Scheme.

Some eligibility criterion for a Dena Bank Auto Loan is briefly stated below.

a. The applicant needs to possess a minimum yearly gross income of ` 75,000 for accessing a two- wheeler loan. The comparable yearly income figure for a car loan is ` 1.50 lakhs.

b. The maximum loan amount sanctioned for a brand new two-wheeler is ` 50,000. The comparable figure for a new car is ` 8 lakhs.

There exist a host of other conditions attached with this scheme.

Dena Bank personal loans

Dena Mortgage Loan Scheme is extended to people who own un-encumbered commercial, non-agricultural or residential property at disposal.

Dena Mortgage Loans can be used for financing marriages, medical treatment, higher education or foreign trip. A maximum loan amount of Rs.100 lakhs is available under this system.

There are some conditions governing this Dena Bank loan.

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