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Deutsche Bank Loans
The winner of Euromoney Awards for Excellence 2008, Deutsche Bank is a premier investment bank with branches all over the world. It was founded in the year 1870 in Berlin. The bank offers a wide range of products and services to its customers. One of the major services offered is Deutsche Bank loans. Some of the other products and services include the following.
- Leveraged Finance
- Client Coverage
- Equity Capital Markets
- Mergers & Acquisitions
- Real Estate Financing
- Asset Finance and Investment
Deutsche Bank loans include home loan, personal loan, loan against property and overdrafts. With the help of Deutsche Bank home loan, one can easily acquire one's dream home. Whether one is purchasing a new house or just renovating an old one, Deutsche Bank home loans are available for both. The bank provides home loans upto Rs. two crores and the loan tenure ranges from 5 to 20 years. The bank offers its customers a floating interest rate option as well as a fixed interest rate option. This home loan scheme is also tax savvy.
The bank provides an easy eligibility criteria for Deutsche Bank home loans. The minimum age required to apply for the loan is 23 years and the maximum age limit is 65 years. The minimum gross annual salary required for both salaried and non-salaried applicants is Rs.100,000. Besides, having a telephone connection at one's residence or office is mandatory.
Some of the features of Deutsche Bank home loan are include:
- Easy documentation
- Balance transfer option
- Customized loan option
- Loan against property
- Reducing Balance Method of interest rate calculation
Both salaried and self employed people can apply for Deutsche Bank personal loan. It is easy and quick and would give one an opportunity to get the best for one's family. In order to get the personal loan, one need not submit any income papers with the bank. The processing fee charged for the loan is 3% of the loan and prepayment is allowed only after 6 months, calculated from the day of disbursal.
Certain necessary and common documents required to apply for Deutsche Bank loans include the following.
- Photo identity: passport, photo pan card, voter’s ID card or driving license. A salaried person, can show a government ID card or defense ID card.
- Proof of Age: passport, pan card, birth certificate or voter’s ID card.
- Proof of residence: passport, landline telephone bill, electricity bill, driving license, voter’s ID card.
- Financial documents: For salaried persons, one need to submit last month's salary slip and photocopy of one's bank statement for last six months. For home loan application, one needs to submit Form 16 or HR certificate, which would reveal the person’s reimbursements and allowances.
For self employed people, documents required are income tax returns for last two yrs, CA attested income statement or profit and loss account and balance sheet for last two yrs.
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Barclays
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