ICICI Bank India

ICICI Bank is the largest private sector bank in India in terms of market capitalization. It is also the second largest bank in India in terms of assets with a total asset of ` 3,674.19 billion (US$ 77 billion) as on June 30, 2009. For the quarter ended on June 30, 2009, the total profit after tax has been ` 8.78 billion. Formerly known as Industrial Credit and Investment Corporation of India, ICICI Bank has an extensive network of 1,544 branches with about 4,816 ATMS located across India and in 18 other countries. ICICI Bank serves over 24 Million customers throughout the world. It is considered as one of the ‘Big Four Banks’ in India along with State Bank of India, HDFC Bank and Axis Bank.

ICICI Bank provides a wide array of banking products and financial services to its retail and corporate customers. It has a wide variety of delivery channels and specialized affiliates and subsidiaries that ensure the flow of its offerings in the areas like investment banking, venture capital, life and non-life insurance and asset management. This bank is also India's largest credit card issuer. The equity share of ICICI Bank is listed on various stock exchanges like NSE, BSE, Kolkata Stock Exchange and Vadodara Stock Exchange etc. Its AD ` are also listed on the New York Stock Exchange.

ICICI Bank also has the largest international balance sheet among all the banks in India. It is also expanding its business in the overseas market at an enviable pace. In Q2 September 2008, ICICI Bank recorded a 1.15% growth in net profit over Q2 September 2007 to reach at ` 1,014.21 crores. The current and savings account (CASA) ratio of the bank also went up from 25% in 2007 to 30% in 2008.
 

Subsidiaries and Branches

ICICI Bank has branches and subsidiaries in the following countries:
 

Subsidiaries
	United Kingdom
	Russia
	Canada
Branches
	United States
	Singapore
	Bahrain
	Hong Kong
	Sri Lanka
	Qatar
	Dubai
International Finance Centre
	United Arab Emirates
	China
	South Africa
	Bangladesh
	Thailand
	Malaysia
	Indonesia

Channels

ICICI Bank has the following channels through which it offers its products and services to its customers.
 

• Branches
• ATMs
• Internet Banking
• Mobile Banking
• Phone Banking

Products and Services

ICICI Bank offers a host of products and services to its clients, which include Deposits, Loans, Cards, Investments, Insurance, Demat, NRI Services and Online Services etc.

Deposits

Following deposits are offered:
 

• Savings Account
• Advantage Deposit
• Special Savings Account
• Life Plus Senior Citizens Savings Account
• Fixed Deposits
• Security Deposits
• Recurring Deposits
• Tax-Saver Fixed Deposit
• Young Stars Savings Account
• Child Education Plan
• Bank@Campus
• Salary Account
• Advantage Woman Savings Account
• EEFC Account
• Resident Foreign Currency (Domestic) Account
• Privilege Banking
• No Frills Account
• Rural Savings Account
• People's Savings Account
• Self Help Group Accounts
• Outward Remittance
• Freedom Savings Account
• Family Banking

Loans

ICICI Bank offers following loan facilities:

• Home Loans
• Loan Against Property
• Personal Loans
• Car Loans
• Two Wheeler Loans
• Commercial Vehicle Loans
• Loans Against Securities
• Loan Against Gold Ornaments
• Pre-approved Loans

Cards

ICICI Bank is India's largest issuer of credit cards. It also offers other types of cards. The various cards offered by ICICI bank are as below:

• Consumer Cards
• Credit Cards
• Travel Cards
• Debit Cards
• Commercial Cards
• Corporate Cards
• Prepaid Cards
• Purchase Cards
• Distribution Cards
• Business Cards
• Merchant Services

Investments

ICICI Bank facilitates a range of investment products including:

• ICICI Bank Tax Saving Bonds
• Mutual Funds
• Government of India Bonds
• Initial Public Offers (IPO) by Corporates
• Foreign Exchange Services
• ICICI Bank Pure Gold
• Senior Citizens Savings Scheme, 2004

Insurance

ICICI Bank offers various types of insurance. Customers can choose from the following:

• Home Insurance
• Health Insurance
• Health Advantage Plus
• Family Floater
• Personal Accident
• Travel Insurance
• Individual Overseas Travel Insurance
• Student Medical Insurance
• Motor Insurance
• Car Insurance
• Two Wheeler Insurance
• Life Insurance
• ICICI Pru LifeTime Gold
• ICICI Pru LifeState RP

NRI Services

Following services are offered to the NRIs:

• Money Transfer
• Bank Accounts
• Investments
• Home Loans
• Insurance
• Loans Against FD

Address

ICICI Bank
ICICI Bank Towers
C - 15, G - Block, Bandra Kurla Complex
Bandra (E)
Mumbai - 400 051
Tel: +91-22-26531414
Fax: +91-22-26531122 / 368 / 212
Web: www.icicibank.com

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