Indian Overseas Bank Loans

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Indian Overseas Bank Loans are available for a vast number of categories. The fields covered encompass the arenas of Personal Loan, Home Improvement Loan, Car Loan, Housing Loan, Agricultural Loans, Educational Loan, Commercial Vehicle Loan, Corporate Loans, NRI Home Loans and more.

Indian Overseas Bank personal loans are available for financing weddings, construction of houses, festive occasions and the like.

Various types of Indian Overseas Bank Loans are listed below :
  • Pushpaka Loan Scheme
  • Vidya Jothi Scheme
  • NRI Home Loan Scheme
  • Alankaar Scheme
  • Personal Loan
  • Retail Trade
  • Home Improvement Scheme
  • Clean Loan
  • Shubh Yatra
  • Akshay
  • Subha Gruha Scheme
  • Sahayika
  • Liquirent
  • Home décor
Indian Overseas Bank Home Loans

Indian Overseas Bank Home Loans are available under a number of heads as stated below.
  • NRI Home Loan Scheme
  • Home Improvement Scheme
  • Subha Gruha Scheme
  • Home Décor
Indian Overseas Bank Education Loans

Vidya Jyothi Scheme is IOB's flagship educational loan product.

Applicants to the IOB Vidya Jyothi Scheme need to possess the following criterion.
  • Indian nationality
  • Admission to any technical or professional study courses in Indian or foreign universities via a certified entrance examination
The loan amount can be accessed for the following courses in India from certified Central Government or State Universities.

  • Graduation
  • Computer education
  • Post graduation
  • Diploma
IOB educational loans are also available for Professional courses like the following.
  • Engineering
  • Management courses from IIM, NIFT, IISC and XLRI and the like
  • Medical
  • Dental
  • Agriculture
  • Law
  • Veterinary
  • ICWA, CFA, CA and the like
Apart from these, Indian Overseas Bank Education Loans are available for courses from well-known foreign universities, which are offered in India.

IOB educational Loans are also available for Shipping, Aeronautical or Pilot training courses if they are from certified authorities. Further information about IOB educational loans can be sourced from the bank.

As per latest the info, the ceiling for IOB educational loan is ` 10.00 lakhs and ` 20.00 lakhs respectively for study in India and abroad.

Indian Overseas Bank personal loans

Indian Overseas Bank personal loans encompass a number of categories. Among them is "Sanjeevini", the loan scheme for the Medical Practitioners. 'Sahayika' personal loan scheme for meeting one's social, financial obligations. Shubh Yatra Scheme extended for one's travel abroad either for seeking employment or for medical treatment or for tourism purpose. Akshay is the loan issued against one's life insurance policies. The unique Alankaar Scheme is the loan extended to women for buying jewelery.

Indian Overseas Bank Car Loans are available under the Pushpaka Vehicle Finance Scheme.

Indian Overseas Bank Corporate Loans are also available with attractive conditions.

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