The Nainital Bank Ltd.

Ranked among the premier private banks in India, the Nainital Bank Ltd offers customized banking and financial services to the customers across the country. From personal banking to short term and long term loans, the bank is a trusted name to avail different kinds of banking needs. More and more people across India are opting for the Nainital Bank Ltd to get the facilities and services of high standards.

Growth of the Nainital Bank Ltd

Since its inception, the Nainital Bank Ltd is steadily adding to its customer base and also coming up with new services for the convenience of the people. The head office of the bank is located at the Mallita region in Nainital in the state of Uttarakhand. There is also a regional office at New Delhi. Mr. Animesh Chauhan is the Chairman and CEO of the bank.

Today, the bank has around 88 branches in various parts across the country. All the branches coordinate with each other and work in a very professional manner to take care of the needs and preferences of the customers. The dedicated and skilled workforce of the bank is cordial and provides almost types of support that are needed for the assistance of the customers.

Product and services of Nainital Bank Ltd

The products and services offered by the Nainital Bank Ltd cater to the various segments of the society. The main objective of the bank is to provide the best of services to become a well preferred name in the high competitive banking industry. The main sectors on which the services of the bank are mainly concentrated are:

• Personal banking services
• Business banking services
• Rural or agro based banking services
• Technology related services

In case of the personal banking services, the Nainital Bank Ltd provides a number of financial solutions and benefits to the customers. The services offered by the bank help people to become financially stable through proper accumulation of funds. In addition to providing account schemes such as fixed deposits, current deposits and savings deposits, the bank also provides a number of flexible yet lucrative schemes like:

• Apna Ashiyana scheme
• Naini Sahyog scheme
• Suhana Safar scheme

Due to the high class facilities and services, the corporate banking facilities of Nainital Bank Ltd are also gaining popularity among the big level corporate houses, offices and other business units. The business services of the bank cater to the business and marketing needs of the companies and help to be financially stable. Some of the well known business services offered by the bank consist of:

• Working capital finance services
• Retail business finance services
• Project finance services
• Long term and short term loan services

Rural and agro based services is one of the major areas of expertise of the Nainital Bank Ltd. The bank offers financial help and stability to the farmers and the rural people by providing short term and long term loans and credits for the purchase of seeds, pesticides and other agricultural equipments. In addition to these services, one can also avail some other services like collection services, electronic transfer services, locker services and so on.

The bank also uses the help of technology to offer better and upgraded facilities and services. Customers can also avail a number of services such as internet banking, ATMs, mobile banking services, TM branch interconnectivity services and so on.

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