SBI Commercial and International Bank Ltd. Loans

Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating[4/5]Total Votes [ 4 ]  
Rate this page:
SBI Commercial and International Bank Ltd. Loans comprise a whole lot of variants. Under personal loans there exist consumer loans, education loans, home loans, car loans and the like. SBICI corporate loans comprise options like Import Finance and Export Finance.

SBI Commercial and International Bank Ltd Corporate Loans

SBI Commercial and International Bank Ltd Corporate Loans are loan products which are customized for different corporate requirements. Finances are provided for working capital, imports and exports. Term loans and bank guarantees are also available.

SBI Commercial and International Bank Ltd personal loans

The maximum loan extended under the SBI Commercial and International Bank Ltd personal loan scheme is ` 1,00,000 or five times the gross salary of the applicant, whichever amount is less. The minimum loan amount is ` 25,000. Another condition is that the net disposable income (salary) of the applicant needs to be half of the concerned gross salary, after the payment of EMI installment. The minimum gross salary of applicants need to be ` 12,000 per month.

SBI Commercial and International Bank Ltd Home Loans



SBI Commercial and International Bank Ltd Home Loans have an upper ceiling of ` 40,00,000. The lower ceiling is ` 25,000. NRI's are also granted housing loans depending upon the bank's discretion. The bank determines the loan amount to be granted after making an assessment of the repayment capacity of an applicant.

SBI Commercial and International Bank Ltd Education Loans



SBI Commercial and International Bank Ltd Education Loans are in the range of ` 2 lacs to 15 lacs. For studies in India the upper loan ceiling is ` 7.50 lacs. One eligibility criterion for accessing the loan is first class marks in the last qualification examination taken by the applicant.

SBI Commercial and International Bank Ltd Car Loans



SBI Commercial and International Bank Ltd Car Loans have a maximum ceiling of ` 8,00,000 and a minimum ceiling of ` 50,000. The loan amount does not exceed ` 5 lacs for vehicles, which are old. SBI Commercial and International Bank Ltd also grants mortgage loans and finances against securities and shares to its customers.