State Bank of Travancore Loans
The State Bank of Travancore loans can be availed by all customers of the bank. State Bank of Travancore Personal loans and State Bank of Travancore Business loans are granted to all eligible applicants.
Personal Loans
State Bank of Travancore Personal loans include a number of financial products like loans against deposits, loans against securities, loans against gold, and also education loans, housing loans and computer loan. The types of loan are:
Gold Loans: Loans are given against gold bullion and gold ornaments. Maximum loan granted is ` 10 lakhs. Loans carry a repayment tenure of 6 or 12 months.
Cash Key facility: Loans are granted against bank deposits. Up to 90% of the deposit amount can be given as loan. Chequebook facility is available.
Mitra Varsha: State Bank of Travancore loans are given against securities like SBI and LIC policies and Indira Vikas Patra. A maximum of 95% of the total surrender value is given. The maximum loan amount is ` 20 lakhs.
Education loans: State Bank of Travancore education loans are given to students desirous for continuing studies in India and abroad. Professional courses, Graduation courses, and Post Graduation courses are allowed. Maximum loan amount for studying in India is ` 10 lakhs. Maximum loan amount for studying abroad is ` 20 lakhs.
Housing Loans: State Bank of Travancore housing loans are given for purchase, renovation, construction and repair of house or flat. Maximum loan amount is ` 300 lakhs. Margin money of 20% is taken from the borrower.
Trade Loans
State Bank of Travancore also finances trade and commercial activities. State Bank of Travancore business loans are granted for both Capital Investment and Working Capital purpose. Minimum margin money is 25% of the total loan amount.
Personal Loans
State Bank of Travancore Personal loans include a number of financial products like loans against deposits, loans against securities, loans against gold, and also education loans, housing loans and computer loan. The types of loan are:
Cash Key facility: Loans are granted against bank deposits. Up to 90% of the deposit amount can be given as loan. Chequebook facility is available.
Mitra Varsha: State Bank of Travancore loans are given against securities like SBI and LIC policies and Indira Vikas Patra. A maximum of 95% of the total surrender value is given. The maximum loan amount is ` 20 lakhs.
Education loans: State Bank of Travancore education loans are given to students desirous for continuing studies in India and abroad. Professional courses, Graduation courses, and Post Graduation courses are allowed. Maximum loan amount for studying in India is ` 10 lakhs. Maximum loan amount for studying abroad is ` 20 lakhs.
Housing Loans: State Bank of Travancore housing loans are given for purchase, renovation, construction and repair of house or flat. Maximum loan amount is ` 300 lakhs. Margin money of 20% is taken from the borrower.
Trade Loans
State Bank of Travancore also finances trade and commercial activities. State Bank of Travancore business loans are granted for both Capital Investment and Working Capital purpose. Minimum margin money is 25% of the total loan amount.
List of Bank Branches in India
- abhyudaya cooperative bank limited
- abu dhabi commercial bank
- ahmedabad mercantile cooperative bank
- airtel payments bank limited
- akola janata commercial cooperative bank
- allahabad bank
- almora urban cooperative bank limited
- andhra bank
- andhra pragathi grameena bank
- apna sahakari bank limited
- au small finance bank limited
- australia and new zealand banking group limited
- axis bank
- b n p paribas
- bandhan bank limited
- bank of america
- bank of baharain and kuwait bsc
- bank of baroda
- bank of ceylon
- bank of india
- bank of maharashtra
- bank of tokyo mitsubishi limited
- barclays bank
- bassein catholic cooperative bank limited
- bharat cooperative bank mumbai limited
- canara bank
- capital small finance bank limited
- catholic syrian bank limited
- central bank of india
- chinatrust commercial bank limited
- citi bank
- citizen credit cooperative bank limited
- city union bank limited
- corporation bank
- credit agricole corporate and investment bank caly
- credit suisee ag
- dcb bank limited
- dena bank
- deogiri nagari sahakari bank ltd. aurangabad
- deposit insurance and credit guarantee corporation
- deustche bank
- development bank of singapore
- dhanalakshmi bank
- doha bank
- doha bank qsc
- dombivli nagari sahakari bank limited
- equitas small finance bank limited
- esaf small finance bank limited
- export import bank of india
- federal bank
- fincare small finance bank ltd
- fino payments bank
- firstrand bank limited
- g p parsik bank
- haryana state cooperative bank
- hdfc bank
- himachal pradesh state cooperative bank ltd
- hsbc bank
- icici bank limited
- idbi bank
- idfc bank limited
- idukki district co operative bank ltd
- indian bank
- indian overseas bank
- indusind bank
- industrial and commercial bank of china limited
- industrial bank of korea
- jalgaon janata sahakari bank limited
- jammu and kashmir bank limited
- janakalyan sahakari bank limited
- janaseva sahakari bank borivli limited
- janaseva sahakari bank limited
- janata sahakari bank limited
- jp morgan bank
- kallappanna awade ichalkaranji janata sahakari ban
- kalupur commercial cooperative bank
- kalyan janata sahakari bank
- karnataka bank limited
- karnataka vikas grameena bank
- karur vysya bank
- keb hana bank
- kerala gramin bank
- kotak mahindra bank limited
- kozhikode district cooperatiave bank ltd
- laxmi vilas bank
- mahanagar cooperative bank
- maharashtra gramin bank
- maharashtra state cooperative bank
- mashreqbank psc
- mizuho bank ltd
- nagar urban co operative bank
- nagpur nagarik sahakari bank limited
- national australia bank limited
- national bank of abu dhabi pjsc
- new india cooperative bank limited
- nkgsb cooperative bank limited
- nutan nagarik sahakari bank limited
- oriental bank of commerce
- paytm payments bank ltd
- pragathi krishna gramin bank
- prathama bank
- prime cooperative bank limited
- pt bank maybank indonesia tbk
- punjab and maharshtra cooperative bank
- punjab and sind bank
- punjab national bank
- rabobank international
- rajgurunagar sahakari bank limited
- rajkot nagrik sahakari bank limited
- rbl bank limited
- reserve bank of india pad
- sahebrao deshmukh cooperative bank limited
- samarth sahakari bank ltd
- saraswat cooperative bank limited
- sber bank
- sbm bank mauritius limited
- shikshak sahakari bank limited
- shinhan bank
- shivalik mercantile co operative bank ltd
- shri chhatrapati rajashri shahu urban cooperative
- societe generale
- solapur janata sahakari bank limited
- south indian bank
- standard chartered bank
- state bank of india
- sumitomo mitsui banking corporation
- surat national cooperative bank limited
- suryoday small finance bank limited
- sutex cooperative bank limited
- syndicate bank
- tamilnad mercantile bank limited
- telangana state coop apex bank
- textile traders cooperative bank limited
- the a.p. mahesh cooperative urban bank limited
- the akola district central cooperative bank
- the andhra pradesh state cooperative bank limited
- the bank of nova scotia
- the baramati sahakari bank ltd
- the cosmos co operative bank limited
- the delhi state cooperative bank limited
- the gadchiroli district central cooperative bank l
- the greater bombay cooperative bank limited
- the gujarat state cooperative bank limited
- the hasti coop bank ltd
- the jalgaon peopels cooperative bank limited
- the kangra central cooperative bank limited
- the kangra cooperative bank limited
- the karad urban cooperative bank limited
- the karanataka state cooperative apex bank limited
- the kurmanchal nagar sahakari bank limited
- the mehsana urban cooperative bank
- the mumbai district central cooperative bank limit
- the municipal cooperative bank limited
- the nainital bank limited
- the nasik merchants cooperative bank limited
- the navnirman cooperative bank limited
- the pandharpur urban co op. bank ltd. pandharpur
- the rajasthan state cooperative bank limited
- the royal bank of scotland n v
- the seva vikas cooperative bank limited
- the shamrao vithal cooperative bank
- the sindhudurg district central coop bank ltd
- the surat district cooperative bank limited
- the surath peoples cooperative bank limited
- the tamil nadu state apex cooperative bank
- the thane bharat sahakari bank limited
- the thane district central cooperative bank limite
- the varachha cooperative bank limited
- the vishweshwar sahakari bank limited
- the west bengal state cooperative bank
- the zoroastrian cooperative bank limited
- tjsb sahakari bank limited
- tumkur grain merchants cooperative bank limited
- uco bank
- ujjivan small finance bank limited
- union bank of india
- united bank of india
- united overseas bank limited
- utkarsh small finance bank
- vasai vikas sahakari bank limited
- vijaya bank
- westpac banking corporation
- woori bank
- yes bank
- zila sahakri bank limited ghaziabad
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